Finance options 
We can now offer online finance on all orders over £275.00. A 10% deposit is required for all finance orders.

The available finance options we offer are:
12 months interest free on Gibson, Martin, Taylor and Rickenbacker
Classic Credit 12 months 4.9%
Classic Credit 24 Months 9.9%
Buy Now Pay Later at 29.80% APR representative with an upfront arrangement fee, max £2500 loan amount
Buy Now Pay Later - deferred 6 months, pay over 42 months, fee £35
Buy Now Pay Later - deferred 9 months, pay over 39 months, fee £40
Buy Now Pay Later - deferred 12 months, pay over 36 months, fee £45

We offer 12 months interest free finance on all Gibson, Martin and Taylor guitars over £275.00 though please note if you add other brands to your basket you will only be offered finance options that are applicable to all items. This will mean you will lose the option of interest free.

In order to select the finance option you need to go to the checkout and choose the required payment option. You will be shown the breakdown of costs including your deposit, monthly payments and arrangement fee if applicable. Clicking continue will direct you to the V12 Finance page where you can complete your application. The finance checking is carried out by V12 Finance not Steve James Guitars Ltd.

Written quotations are available on request, please either call us on 01642 867510 or email northeastguitar@gmail.com with your questions. Credit subject to status. Total value of order must be £275.00 or more to qualify for finance. You must also be over 18, a UK resident, and in regular employment, retired or registered disabled for all finance.

For example:

To finance an order over 12 months worth £1000 interest free, it would be a £100 deposit and then £75.00 per month for the next 12 months. Total payable £1000.00.

To finance an order over 12 months worth £1000 at 4.9% APR, it would be a £100 deposit and then £76.96 per month for the next 12 months. Interest £23.52. Total payable £1023.52.

To finance an order over 24 months worth £1000 at 9.9% APR, it would be a £100 deposit and then £41.31 per month for the next 24 months. Interest £91.44. Total payable £1091.44.

Buy Now Pay Later at 29.80% APR representative examples:

To finance an order deferred 6 months worth £750, it would be a £75 deposit, £35 arrangement fee (initial payment of £110 for deposit and fee) and then £26.18 per month for 42 months starting 6 months after the initial deposit/fee. Total payable £1209.56.

To finance an order deferred 9 months worth £750, it would be a £75 deposit, £40 arrangement fee (initial payment of £115 for deposit and fee) and then £29.04 per month for 39 months starting 9 months after the initial deposit/fee. Total payable £1247.56.

To finance an order deferred 12 months worth £750, it would be a £75 deposit, £45 arrangement fee (initial payment of £120 for deposit and fee) and then £32.39 per month for 36 months starting 12 months after the initial deposit/fee. Total payable £1286.04.

Please note: The deposit and arrangement fee if applicable are taken as soon as the signed finance agreement has been processed. The first payment will be taken one month from the date of agreement or 6/9/12 months from the date of agreement for the Buy Now Pay Later options. For Buy Now Pay Later options the interest will be 0% if you pay off your balance during the initial deferment period.

All finance options will take slightly longer than paying by card, as we can't begin to process your order until your finance agreement has been processed.

If you have any questions please don't hesitate to contact us on 01642 867510 or email northeastguitar@gmail.com.

This site uses cookies. By continuing to browse this site you are agreeing to our use of cookies. Find out more here.
x