Finance options 
We can now offer online finance on all orders over £279.00. A 10% deposit is required for all finance orders.
Steven James Guitars Ltd acts as a credit broker, not a lender and only offers credit products for Secure Trust Bank PLC trading as V12 Retail Finance

The available finance options we offer are:
12 months interest free on all orders over £279
Classic Credit 24 Months 9.9%
Buy Now Pay Later at 19.90 APR representative with a £29 settlement fee, max £2500 loan amount
Buy Now Pay Later - deferred 9 months, pay over 39 months
Buy Now Pay Later - deferred 12 months, pay over 36 months

In order to select the finance option you need to go to the checkout and choose the required payment option. You will be shown the breakdown of costs including your deposit, monthly payments and arrangement fee if applicable. Clicking continue will direct you to the V12 Finance page where you can complete your application. The finance checking is carried out by V12 Finance not Steven James Guitars Ltd.

Written quotations are available on request, please either call us on 01642 867510 or email northeastguitar@gmail.com with your questions. Credit subject to status. Total value of order must be £279.00 or more to qualify for finance. You must also be over 18, a UK resident and in regular employment, retired or registered disabled for all finance.

For example:

To finance an order over 12 months worth £1000 interest free, it would be a £100 deposit and then £75.00 per month for the next 12 months. Total payable £1000.00.

To finance an order over 24 months worth £1000 at 9.9% APR, it would be a £100 deposit and then £41.31 per month for the next 24 months. Interest £91.44. Total payable £1091.44.

All finance options will take slightly longer than paying by card, as we can't begin to process your order until your finance agreement has been processed.

If you have any questions please don't hesitate to contact us on 01642 867510 or email northeastguitar@gmail.com.

Steven James Guitars Ltd is registered in England and Wales, Company Number: 5936226. Registered office: 1A Chaloner Street, GuisboroughTS14 6QD. Steven James Guitars Ltd acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Steven James Guitars is authorised and regulated by the Financial Conduct Authority. Our registration number is FRN735923. Credit provided subject to age and status.

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